Government, self determination, and reality

I do not understand how people think most of the time.  Imagine how diverse we all are to have a need for so much regulation and laws just to be able to function.  Society would collapse if there was no legal framework.  That is the loudest example that humans cannot just get along!  Unless life is regulated, society cannot function.  Is that a sign of individuality which as some say makes us special and differentiates us from animals OR is that a sign that most people are assholes and they are just troublemakers and cannot get along?  I hate to disappoint you but I truly do not know the answer!  My gut feeling is that moderation is the key! It seems that the mantra of democracy saves us from ourselves; Personal democracy and freedom stops where someone else’s personal democracy and freedom starts!  If we adhere to this basic rule we will do fine.  I will discuss how regulators fuck up by not using this basic mantra when they regulate with a separate note.